Branch Update

Our Pacoima branch is temporarily closed until further notice. The Pacoima Branch ATM will remain available Monday - Friday from 7:00 am - 6:00 pm. Our Burbank branch, Live Chat, and Online & Mobile Banking remain available. We apologize for the inconvenience.

Independent Advantage

The Better Banking Class For Teens

The Independent Advantage program is a series of financial courses available to high school students. In a relaxed and fun environment, students learn the financial life skills they'll need for today's financial reality. These skills are rarely taught in schools any more though they are critical to a well-rounded adult life. 

Independent Advantage will educate your student on:

  • Importance of credit and how to use it wisely
  • The value of a credit score and how to maintain it
  • How to create short and long term financial goals
  • How to budget their money
  • Proper use of credit cards, debit cards, and electronic financial systems
  • How to maintain financial records and balance a checkbook
  • How to identify fraud and protect your accounts
  • AND SO MUCH MORE!

Independent Advantage graduates are set up with real world-tools for real-world finances. Upon completion of the courses series students receive:

  • Checking account with a free box of checks
  • Mastercard debit card
  • Electronic access to their accounts
  • Opportunity to apply for a low-limit credit card

But the benefits Independent Advantage don't only come in the classroom. IA also provides:

  • Eligibility for Gaining Ground Scholarships for college
  • Merit Badge Certification for Boy Scouts of America
  • Merit Badge Certification for Girl Scouts of America
  • Ambassador programs in our local schools
  • Gain Internships for our students

Use the calendar below to find a class for your student today!

2022 Independent Advantage Calendar

Each course consists of four sessions spread over the course of four weeks. You can choose between in-person sessions at our Burbank branch* or virtual sessions over Zoom. Please do not sign up for both in-person and virtual sessions for the same month as the same content will be covered in both venues.

July 2022

In-Person Instruction**

Tuesdays (5:15pm - 7:30pm)

July 5th, 12th, 19th, 26th

Sign-Up for July (In-Person)

Virtual (via Zoom)

Wednesdays (4:30pm - 6:00pm)

July 6th, 13th, 20nd, 27th

Sign-Up for July (Zoom) 

September 2022

In-Person Instruction**

Tuesdays (5:15pm - 7:30pm)

September 6th, 13th, 20th, 27th

Sign-Up for September (In-Person)

Virtual (via Zoom)

Wednesdays (4:30pm - 6:00pm)

September 7th, 14th, 21st, 28th

Sign-Up for September (Zoom)

October 2022

In-Person Instruction**

Tuesdays (5:15pm - 7:30pm)

October 4th, 11th, 18th, 25th

Sign-Up for October (In-Person)

Virtual (via Zoom)

Wednesdays (4:30pm - 6:00pm)

October 5th, 12th, 19th, 26th

Sign-Up for October (Zoom) 

November 2022

In-Person Instruction**

Tuesdays (5:15pm - 7:30pm)

November 8th, 15th, 22nd, 29th

Sign-Up November (In-Person)

Virtual (via Zoom)

Wednesdays (4:30pm - 6:00pm)

November 9th, 16th, 23rd, 30th

Sign-Up for November (Zoom) 

*In-person courses are subject to CDC guidelines. If necessary, these courses may be rescheduled to meet virtually. **In-person classes will be taught at our Burbank branch

Classes are free. Students must open a savings account with the Credit Union before the first course.