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Better Banking.

At Gain Federal Credit Union you'll find the same products and services as a bank - but with consistently better rates, low or no fees, and superior member service.

And the best part is, anyone who lives in Southern California can join!

If you are a member of one of the qualifying groups listed below under "Am I eligible to join?" proceed to the "What do I need to get started?" section.
If you're not a member of one of the qualifying groups listed below under "Am I eligible to join?", you can become eligible by joining one of our community partners (Friends of the Burbank Public Library or Burbank Historical Society) for as little as $10.¹ Once you have become a member of one of our community partners, proceed to the "What do I need to get started?" section?

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Am I eligible to join?
There are many groups that qualify for membership:

1) Immediate family member of a current Gain FCU member.

2) Employee of one of the following companies:
- City of Burbank, California
- Burbank City Employees Association
- FotoKem Film and Video
- Burbank Community YMCA
- International Alliance of Theatrical Stage Employees IATSE Local 33
- Handy Market Burbank
- Deluxe Laboratories Entertainment Services Group Inc.
- Other groups as defined by our full Field of Membership documentation
3) A member of one of the following organizations:
- Friends of the Burbank Public Library*
- Burbank Historical Society*
- Members of the Burbank Association of Realtors
- Other groups as defined by our full Field of Membership documentation
4) Certain geographic locations (especially around our Pacoima branch) are eligible as well. Ask for more details or visit our full Field of Membership documentation.

Spouses of persons who died while within the field of membership of this credit union; employees of the credit union; persons retired as pensioners or annuitants from the above employment; members of their immediate families or household; and organizations of such persons. As it relates to eligibility to join this credit union, immediate family member is defined as a spouse, child, sibling, parent, grandparent or grandchild if not living in the same residence. This would include stepparents, stepchildren, stepsiblings and adoptive relationships. Household is defined as persons living in the same residence and who maintain a single economic unit, including any person who is a permanent member of or participates in the maintenance of the household. Temporary employees described in the above field of membership are eligible to join the Credit Union. Burbank Police Reserves and the Police Chaplains are considered employees of the City.

* In order to qualify for membership through our community partners, you must reside in Southern California---Los Angeles, Ventura, Orange, Riverside, San Bernardino, Santa Barbara, San Diego, and Imperial Counties- Zip Codes 90000-93599). When you join through Gain Federal Credit Union, becoming a member of our community partners will only cost $10.

Questions? Give us a call at (818) 846-1710

What do I need to get started?
When you're ready to open your account you will need just a few items to get started. Have these ready for online application or in person.
- Social Security Number
- Valid Government Issued picture ID (If your address on the application does not match the address on your license or ID, please provide a utility bill (water/power, gas, cable/internet) for verification.)
- $5.00 deposit (your membership share/deposit)
- Check your eligibility for membership. If you do not currently belong to one of our qualifying groups you can pay a $10 membership fee to the community organization of your choice:
- Friends of the Burbank Public Library*: a volunteer non-profit organization which helps expand public awareness, and fund special programs at Burbank's libraries. Read more about it.

- Burbank Historical Society*, committed to collecting and preserving the rich history of the community of Burbank. Visit their website.

* In order to qualify for membership through our community partners, you must reside in Southern California---Los Angeles, Ventura, Orange, Riverside, San Bernardino, Santa Barbara, San Diego, and Imperial Counties- Zip Codes 90000-93599). When you join through Gain Federal Credit Union, becoming a member of our community partners will only cost $10.

a rocket ship New Members can earn up to $300 at warp speed!

Gain really is the "Financial Frontier." Gain is the place to explore amazing products and services that are out of this world! We make it easy to escape a big bank's gravity and Gain a successful orbit.

Earn $225 when you become a Member²
Earn $25 when you make a mobile deposit³
Earn $25 when you use Bill Pay⁴
Earn $25 when you use a new Debit Card⁵

Deposit with Mobile Banking

Add Checking and a Debit Card

Use Bill Pay in Online Banking

My daughter went through their finance program and now doesn't ask me for a dime. 15 and building credit...does it get better than that?

Thank you Gain for the service you provide and work you do!

-- Yelp Review

Gain has the best rates on auto and personal loans and have been very helpful and friendly every time I stop by the branch. Thank you!

-- Yelp Review

Best customer service out there, so convenient and wonderful! Glad to have them!

-- Facebook Review

¹ In order to qualify for membership through our community partners, you must reside in Southern California (Los Angeles, Ventura, Orange, Riverside, San Bernardino, Santa Barbara, San Diego, and Imperial Counties - Zip Codes 90000-93599). When you join through Gain Federal Credit Union, becoming a member of our community partners will only cost $10

² Must establish new membership, open a Better Checking account, and have a monthly Direct Deposit of $300 or more with the first deposit being received within 90 days of account opening and three consecutive deposits received monthly thereafter, to earn $225. Must be 18 years of age or older to qualify for this offer. Offer not available to existing GainFCU members or those with a previous GainFCU membership in the past 6 months. New members only. Only one offer per member. New member must be primary on new account. Terms & conditions apply. Offer subject to membership qualifications, policies, and procedures. Business accounts excluded. Offer Valid until December 31, 2023.

³ Must register for Online Banking to utilize mobile banking. Must make at least one check deposit via mobile application within the first 90 days of account opening to earn additional mobile deposit bonus of $25. Deposits made through GainFCU mobile app are subject to deposit limits and may be subject to check holds. Other restrictions may apply. Business accounts excluded. Offer Valid until December 31, 2023.

⁴ Must make at least one Bill Payment (must sign up for Online Banking and enroll/activate Bill Pay) within the first 90 days of account opening to earn additional Bill Pay bonus of $25. Business accounts excluded. Offer Valid until December 31, 2023.

⁵ Must obtain a debit card and make at least one purchase within the first 90 days of account opening to earn additional debit card bonus of $25. Business accounts excluded. Offer Valid until December 31, 2023.

Qualifying bonus amount will be credited to account on the 91st day of account opening. Exception on New Account Bonus: New Account Bonus of $225 will be credited to checking or savings account after the third monthly consecutive direct deposit of $300 or more is received. All accounts and loans must be open and in good standing at time of bonus. Bonuses will be considered interest income and will be reported on IRS Form 1099-INT.