At Gain Federal Credit Union you'll find the same products and services as a bank - but with consistently better rates, low or no fees, and superior member service.
And the best part is, anyone who lives in Southern California can join!
New Members can earn up to $300 at warp speed!
Gain really is the "Financial Frontier." Gain is the place to explore amazing products and services that are out of this world! We make it easy to escape a big bank's gravity and Gain a successful orbit.
And ALL EARTHLINGS of SOUTHERN CALIFORNIA are eligible to join!1
My daughter went through their finance program and now doesn't ask me for a dime. 15 and building credit...does it get better than that?
Thank you Gain for the service you provide and work you do!
Gain has the best rates on auto and personal loans and have been very helpful and friendly every time I stop by the branch. Thank you!
Best customer service out there, so convenient and wonderful! Glad to have them!
1 In order to qualify for membership through our community partners, you must reside in Southern California (Los Angeles, Ventura, Orange, Riverside, San Bernardino, Santa Barbara, San Diego, and Imperial Counties - Zip Codes 90000-93599). When you join through Gain Federal Credit Union, becoming a member of our community partners will only cost $10.
2 Must establish new membership, open a Better Checking account, and have a monthly Direct Deposit of $300 or more with the first deposit being received within 90 days of account opening and three consecutive deposits received monthly thereafter, to earn $225. Must be 18 years of age or older to qualify for this offer. Offer not available to existing GainFCU members or those with a previous GainFCU membership in the past 6 months. New members only. Only one offer per member. New member must be primary on new account. Terms & conditions apply. Offer subject to membership qualifications, policies, and procedures. Business accounts excluded. Offer Valid until December 31, 2023.
3 Must register for Online Banking to utilize mobile banking. Must make at least one check deposit via mobile application within the first 90 days of account opening to earn additional mobile deposit bonus of $25. Deposits made through GainFCU mobile app are subject to deposit limits and may be subject to check holds. Other restrictions may apply. Business accounts excluded. Offer Valid until December 31, 2023.
4 Must make at least one Bill Payment (must sign up for Online Banking and enroll/activate Bill Pay) within the first 90 days of account opening to earn additional Bill Pay bonus of $25. Business accounts excluded. Offer Valid until December 31, 2023.
5 Must obtain a debit card and make at least one purchase within the first 90 days of account opening to earn additional debit card bonus of $25. Business accounts excluded. Offer Valid until December 31, 2023.
Qualifying bonus amount will be credited to account on the 91st day of account opening. Exception on New Account Bonus: New Account Bonus of $225 will be credited to checking or savings account after the third monthly consecutive direct deposit of $300 or more is received. All accounts and loans must be open and in good standing at time of bonus. Bonuses will be considered interest income and will be reported on IRS Form 1099-INT.