Classic MasterCard

Gain Classic Mastercard
The card to carry and use
With interest rates as low as 9.90% APR* and no annual fee, our Classic Mastercard is one of the most competitive in the nation. 

A fixed rate and full of benefits.

  • Fixed rates as low as 9.90% APR*
  • NO balance transfer fee
  • NO cash advance fee
  • NO annual fee
  • NO foreign transaction fee
  • Trip Cancellation
  • Travel Accident Insurance
  • Hotel/Motel Burglary
  • Worldwide acceptance

For a full list of benefits click here.

Classic MasterCard

APR* as low as


Apply Now


* APR = Annual Percentage Rate. Rates listed are our best rate based on approved credit. Actual rate may be higher depending upon applicant's credit rating and other underwriting factors. Effective as of: 07/01/2018.

Program Informaiton
Mastercard Agreement
Classic Mastercard Benefits Program Disclosure
Gain Mastercard Application Disclosure and Solicitation Disclosure

The National Foundation for Credit Counseling (NFCC) provide free or low-cost individualized, confidential credit counseling in-person and by phone at (877)-316-6322.

If you are using a screen reader and are having problems using this website, please call (800) 622-3328 during regular business hours for assistance. Regular business hours are Monday - Thursday, 9:00 am - 5:00 pm, Friday 8:00 am - 6:00 pm and Saturday (Telephone Hours Only) 9:00 am - 3:00 pm