Certificates

Earn More. Do More. Vibe More.

Whatever you want to do, earn more while you're doing it.

Put your money to work and buy yourself more time to vibe with a 5.25% APY1 on a one-year certificate funded with new money or get 5.00% APY1 on existing funds.

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Table data for Certificates and IRA Certificate
 6/3/2024
NEW MONEY PROMO CERTIFICATE
Minimum Balance
NEW MONEY PROMO CERTIFICATE
Term
NEW MONEY PROMO CERTIFICATE
Dividend Rate
NEW MONEY PROMO CERTIFICATE
APY1
Alert Me
$10,000 12 months 5.128% 5.25% Receive a notification when this rate changes
PROMO CERTIFICATE
Minimum Balance
PROMO CERTIFICATE
Term
PROMO CERTIFICATE
Dividend Rate
PROMO CERTIFICATE
APY1
Alert Me
$5,000 12 months 4.889% 5.00% Receive a notification when this rate changes
Minimum Balance Term Dividend Rate APY2 Alert Me
$1,000 6 months 2.472% 2.50% Receive a notification when this rate changes
$1,000 12 months 2.716% 2.75% Receive a notification when this rate changes
$1,000 24 months 2.960% 3.00% Receive a notification when this rate changes
$1,000 36 months 3.203% 3.25% Receive a notification when this rate changes
$1,000 48 months 3.348% 3.40% Receive a notification when this rate changes
$1,000 60 months 3.542% 3.60% Receive a notification when this rate changes
Minimum Balance Term Dividend Rate APY2 Alert Me
$25,000 6 months 2.716% 2.75% Receive a notification when this rate changes
$25,000 12 months 2.960% 3.00% Receive a notification when this rate changes
$25,000 24 months 3.203% 3.25% Receive a notification when this rate changes
$25,000 36 months 3.348% 3.40% Receive a notification when this rate changes
$25,000 48 months 3.542% 3.60% Receive a notification when this rate changes
$25,000 60 months 3.735% 3.80% Receive a notification when this rate changes
Minimum Balance Term Dividend Rate APY2 Alert Me
$50,000 12 months 2.960% 3.00% Receive a notification when this rate changes
$50,000 24 months 3.203% 3.25% Receive a notification when this rate changes
$50,000 36 months 3.445% 3.50% Receive a notification when this rate changes
$50,000 48 months 3.687% 3.75% Receive a notification when this rate changes
$50,000 60 months 3.832% 3.90% Receive a notification when this rate changes
Minimum Balance Term Dividend Rate APY2 Alert Me
$100,000 12 months 3.203% 3.25% Receive a notification when this rate changes
$100,000 24 months 3.445% 3.50% Receive a notification when this rate changes
$100,000 36 months 3.687% 3.75% Receive a notification when this rate changes
$100,000 48 months 3.832% 3.90% Receive a notification when this rate changes
$100,000 60 months 3.928% 4.00%2 Receive a notification when this rate changes
Rates are subject to change without prior notice. Dividends are compounded and credited monthly. Early withdrawal penalties may apply and may reduce earnings and principal. Membership with Gain FCU is required. Certificate will renew as stated in our Truth in Savings Agreement.
  • 1APY = Annual Percentage Yield. New money is considered funds not currently on deposit and those that have not been on deposit with Gain FCU at least 30 days prior to opening of Certificate. Promo offer valid for a limited time only, is subject to change, and can end at any time.
  • 2APY = Annual Percentage Yield