Platinum Rewards Mastercard

Fetch 6% Cash Back at Gas Stations

You Can Finally Joyride Again

We'll make no bones about it; gas prices have been pretty ruff lately. And with work and play slowly getting back to normal, you might feel hounded by rising fuel costs. Luckily, we've got an offer that'll make your tail wag:

Fetch 6% Cash Back at Gas Stations when you use your Gain Platinum Rewards Mastercard®

That will take the bite out of paying at the pump, and this deal covers any purchase at the station, so you will even save when you Retriever some Chow Chow for the road. And don't forget, your Platinum card grants 2% cash back on groceries all year long so you can save on dog food or people food (that may or may not get eaten by the dog after all).

This offer is good for the Dog Days of Summer (through September). So skip the Greyhound, and take a trip with your Terrier, go cruising with your Corgi, or take a ride with your Rottweiler.

Gain Platinum Rewards Mastercard

Don’t have a Platinum Rewards Mastercard? There's no better time to Gain one.

Earn 1 point (points are also referred to as “Cash Back”) per dollar spent for net retail purchases (qualifying purchases less credits, returns and adjustments), 2 points per dollar spent for grocery store purchases, and 6 points per dollar spent for gas station purchases made with your Gain Platinum Rewards Mastercard® credit card at eligible gas stations as designated by Mastercard Merchant Category Codes ("MCC"). Eligible merchants and their associated MCC are the following: (1) Gas Stations (MCC codes 5541 and 5542); (2) Grocery Stores/Supermarkets (MCC code 5411, 5422, 5441, 5451, 5462 and 5499). Purchases made at merchants that do not process transactions under these “MCC” codes will not qualify and you will not receive bonus points. For complete details see the Platinum Rewards Points Disclosure at gainfcu.com/credit-cards/platinum-rewards-mastercard.html. This promotion is valid for purchases made at the identified Merchant Category Codes from 8/1/2021 through 09/30/2021. See Credit Union for complete details.

Get rewarded with Platinum.

  • 1.99% APR* Introductory Rate
  • 1% Cash Back Rewards on purchases**
  • 2% Cash Back Rewards on gas and grocery purchases**
  • 4.99%  APR* Introductory Rate on Balance Transfer***
  • Special Savings for Benefits Plus® Members
  • NO Annual Fee
  • NO Balance Transfer Fee
  • NO Cash Advance Fee
  • NO Foreign Transaction Fee
  • Easy point redemption in Online Banking

  • Mastercard Global Service

    Provides 24/7 assistance with lost and stolen card reporting, emergency card replacement, emergency cash advance, as well as assistance with locating ATMs.

  • Mastercard Airport Concierge

    Provides a Meet and Greet agent to assist with flight connections plus, at select airports, expedited security/immigration processing.

  • Extended Warranty

    Doubles most manufacturer or U.S. store brand warranties for up to one additional year.

  • Price Protection

    Can refund the difference if you buy something and then see it advertised for less within 60 days of the date of purchase.

  • Satisfaction Guarantee

    Can provide a refund of up to $250 if you are dissatisfied with a purchase and the merchant will not accept a return within 60 days of the purchase date.

    Certain restrictions apply. See mastercard.com/zeroliability for details.

  • Identity Theft Resolution Services

    Assists you with credit bureau notification and debit card replacement and provides you with an ID Theft Affidavit should you become the victim of Identity Theft.

Platinum Rewards Mastercard

Intro APR* as low as

1.99%

Apply Now

To file a debit or credit card dispute:
Call (818) 846-1710, press "2" at the main menu and follow the prompts.

*APR= Annual Percentage Rate. The 1.99% APR is valid on purchases only, for 6 months from account opening. Introductory APR for a period of six (6) billing cycles. When the discounted period expires, the APR on existing balances will increase to the new, non-discounted variable rate on the first day of the billing cycle.
**Earn 1 point (points are also referred to as "Cash Back") per dollar spent for net retail purchases (qualifying purchases less credits, returns and adjustments) and 2 points per dollar spent for gas or grocery store purchases made with your Gain Platinum Rewards Mastercard credit card at any eligible gas station or grocery store as designated by us. Eligible merchants and their associated Merchant Category Codes ("MCC")are the following: (1) Gas Stations (MCC codes 5541 and 5542); (2) Grocery Stores/Supermarkets (MCC code 5411, 5422, 5441, 5451, 5462 and 5499). Purchases made at these merchants that do not process transactions under these "MCC" codes will not qualify and you will not receive bonus points. For complete details see the Platinum Rewards Points Disclosure.

***4.99% APR introductory rate is valid on Balance Transfers and Cash advances for a period of six (6) billing cycles. After the discount period expires, the APR will increase to the new, non-discounted rate on the first day of the billing cycle.

 Disclosures and Program Information
Mastercard Agreement          Platinum Rewards Mastercard Benefits Program Disclosure         MasterCard Application Disclosure and Solicitation Disclosure

The National Foundation for Credit Counseling (NFCC) provide free or low-cost individualized, confidential credit counseling in-person and by phone at (877)-316-6322. http://www.nfcc.org