What's better than spending too much money on a birthday gift? It's spending a lot less money on a loan payment. Our Skip-A-Pay offering makes that birthday wish come true for just $25 per loan. You can do it once a year on every eligible loan* that you have, and you don't even have to wait for your birthday.
Skip any qualified loan payment(s) for a $25 fee per loan.
Login to Online Banking and click on Skip-A-Pay in the left column
Find Skip-A-Pay in our Mobile Banking under the Credit Score & More menu
* Real Estate loans are not eligible. A $25 Skip-A-Pay fee will be debited from a designated share account upon receipt of this request. If the designated share account does not have enough funds available to cover the fee(s), the Skip-A-Pay will not be processed. Entering into the Skip-A-Pay agreement extends the term of the loan. FINANCE CHARGES will continue to accrue at the agreed rate on the unpaid balance. This means more interest will be paid over the life of the loan. The payment you make on your loan following the skipped payment will include interest due for both the skipped and current month. The regular payment schedule resumes after the skipped month. All other payment terms of the LoanLiner Credit and Security Agreement remain in full force and effect. Skipping a payment may negatively affect the amount of GAP insurance benefits. Refer to GAP insurance policy for details. To take advantage of this offer, loan(s) must have been opened for at least six months with at least one month of regularly scheduled payments made. Members with delinquent accounts or negative share balances are not eligible. Loans paid on bi-weekly or weekly payment schedules qualify to skip the first two payments of the month. If the loan is paid by automatic payment transfer from a Gain FCU savings or checking account, the loan payment transfer will be stopped for the scheduled skipped payments. If the loan is paid through a different member number, special handling is required. Please contact us at (818) 846-1710. Only one Skip-A-Pay is allowed every 12 months per loan. Offer may end at any time.