The safeguarding of your personal information is of the utmost importance to Gain Federal Credit Union. Here you will find up-to-date news, tips and advice on how you can protect yourself from identity theft and financial fraud.
Gain Federal Credit Union will never initiate contact to solicit you for personal information, such as account number, credit/debit card numbers, passwords or PINs. Contact us immediately if you think unauthorized access or fraud has occurred in connection with your Gain Federal Credit Union accounts. (800) 622-3328.
Helpful Tips if You are Involved in a Data Breach
The Federal Trade Commission has provided a video that will provide tips on how to report an incident as well as develop a recovery plan after a data breach has occurred. Watch video.
Technology can help - but not without you. Gain has state-of-the-art systems to secure our computer servers and networks, and several additional layers of security to ensure your personal and account information remain safe and secure. However, there are other means by which criminals may try to steal your personal information or get you to part with your money that technology cannot prevent. Read below to get more information.
Stronger protection for your accounts through enhanced security
Online Banking is a convenient and secure way to manager your Gain accounts, review transactions, pay your bills and more from your home computer, laptop or mobile device. We've added a new layer of security which means your transactions and accounts are even safer. These changes are in response to recent government regulations that are intended to help prevent identity theft and fraud.
How does it work?
Currently, when you login to online banking you may be asked to answer a challenge question to access your account. With the new layer of security additional questions may be asked or you may be required to enter a unique security code.
Update your information
With the new layer of security it is important that your contact information such as email address and phone number are up-to-date. Having your most current information in online banking will ensure that your online banking sessions run smoothly. You can update your information by logging into online banking and clicking on "Settings" at the top of the screen.
If you have any questions about the enhanced security features please call us at (818) 846-1710.
Criminals create bogus e-mails that lead consumers to counterfeit websites designed to trick recipients into divulging financial data such as credit card numbers, account usernames, passwords and social security numbers. http://www.antiphishing.org/
THIS IS IMPORTANT! Gain Federal Credit Union will NEVER ask for your member number, password, PIN, social security number or any other confidential information by email. If you receive an email requesting this information, you should delete it immediately.
Scam operators are using the telephone, direct mail and the Internet to entice U.S. consumers to buy chances in high-stakes foreign lotteries from as far away as Australia and Europe. These lottery solicitations violate U.S. law, which prohibits the cross-border sale or purchase of lottery tickets by phone or mail. http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt022.shtm
Crooks and criminals will steal wallets and purses; mail, including account and credit card statements, as well as and new checks or tax information. Be sure to guard your checkbook, credit cards and all other personal and financial data.
Gain Federal Credit Union does not ask for member numbers, passwords, PINs or social security numbers through any unsolicited email or telephone calls. If you receive any emails or phone calls requesting this information, you should be suspicious of it and delete it or hang up immediately.
We have partnered with SavvyMoney to bring you a comprehensive credit program that offers instant access to your credit score along with personalized tips on how to improve or maintain an already great score.
It's built right into our already easy-to-use Online Banking and Mobile Banking App, so you won't need a new login.
The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies - Equifax, Experian, and TransUnion- to provide you with a free copy of your credit report, at your request, once every 12 months.
Monitor your credit
You can order all three credit file disclosures at once or order one now and others later. Ordering all three at the same allows you to compare them side by side. On the other hand, the advantage of ordering one now and others later lets you keep track of any changes or new information that may appear on your credit file disclosure.
Online or on the phone
You may request your free credit report online at www.annualcreditreport.com or by phone. Free credit reports requested online are viewable immediately upon authentication of identity. Free credit reports requested by phone will be processed within 15 days of receiving your request. Call (877) 322-8228 to request your credit reports by phone.
8 Practices for Safer Online Computing:
Mobile devices, including smartphones and tablets are used to access financial information as much as a home computer or laptop. To ensure the safety of your personal information we recommend you keep your mobile devices with you at all times or keep them in a secured location.
Here are a few tips to keep your device safe: