Call: (800) 622-3328 or (818) 846-1710   Routing Number: 322274116

Equity Gold Mastercard®

The card that's tied to your HELOC for easy purchasing, tracking, and most of all convenience!

Whether purchasing building supplies or buying tile flooring for your new kitchen, reach into your wallet and use your Equity Gold Mastercard®. You can use it anywhere Mastercard is accepted, it works directly with your home equity line, and all your transactions are itemized in your monthly statement.

Have a Gain Advantage Equity Line of Credit but don’t have the Equity Gold Card? Contact our Real Estate Lending Team to order one! 

  • NO Annual Fee
  • NO Balance Transfer Fee
  • NO Cash Advance Fee
  • NO Foreign Transaction Fee
  • Competitive variable rates
  • Borrow up to $250,0002
    (with a Loan To Value (LTV) of 80% or less)
  • Zero points, no costs3
  • Arizona, California and Nevada only

  • Mastercard Global Service

    Provides 24/7 assistance with lost and stolen card reporting, emergency card replacement, emergency cash advance, as well as assistance with locating ATMs.

  • Mastercard Airport Concierge

    Provides a Meet and Greet agent to assist with flight connections plus, at select airports, expedited security/immigration processing.

  • Extended Warranty

    Doubles most manufacturer or U.S. store brand warranties for up to one additional year.

  • Price Protection

    Can refund the difference if you buy something and then see it advertised for less within 60 days of the date of purchase.

  • Satisfaction Guarantee†

    Can provide a refund of up to $250 if you are dissatisfied with a purchase and the merchant will not accept a return within 60 days of the purchase date.

    †Certain restrictions apply. See mastercard.com/zeroliability for details.

  • Identity Theft Resolution Services

    Assists you with credit bureau notification and debit card replacement and provides you with an ID Theft Affidavit should you become the victim of Identity Theft.

Gain Advantage Home Equity Line of Credit Mastercard

Intro APR* as low as

7.750%





Home Equity Line of Credit

APR1 as low as

7.500%

Apply Now

Disclosures and Program Information

MasterCard Agreement     Equity Gold MasterCard Benefits Program Disclosure     Home Equity Early Disclosure

The National Foundation for Credit Counseling (NFCC) provide free or low-cost individualized, confidential credit counseling in-person and by phone at (877)-316-6322. http://www.nfcc.org