Getting a loan to purchase or refinance a home is easy and convenient with our one-stop online mortgage service.
For a limited time only, we’re offering a discount of 0.25% on select mortgage rates!† Any new purchase or any mortgage you transfer from another lender is eligible! That’s right, no matter what our rate may be when you apply, we’ll drop it by a quarter-percent if you qualify.
David Kim, NMLS #390527
Real Estate Lending Manager
The terms available for this discount include the 30-Year Fixed Conforming, the 30-Year Fixed High Balance, and 20-Year Fixed Conforming.
So put our new Real Estate Lending Manger to the test (that's him up above), and make David’s phone ring! Just call (818) 846-1710, visit a branch, or apply online.
† Promotional discount applies to loans which are new to GainFCU. Refinances of existing Gain FCU loans are not eligible for this promotion. Promo offer ends September 30, 2022. Loan rates are based on term and applicant credit history. All loans are subject to credit approval and are subject to Gain Federal Credit Union policies and procedures. Rates are subject to change without prior notice. Loans available in Arizona, California, Colorado, Idaho, Nevada, Oregon, Utah, and Washington. No prepayment penalty. Mortgages are processed by Gain Federal Credit Union NMLS #407810.
We took the complicated process of applying for a home loan and created a simple and secure online application system. The process takes about 20 minutes to complete and once you submit your completed application,
And best of all, there is NO COST TO APPLY!
Adjustable Rate Mortgages (also known as ARMs) are popular because they can lead to lower rates and lower monthly payments. And though rates can change, there are limits on how much and how often, which gives you the flexibilty you need to get into your new home.
Compare rates at GainFCU.com/Rates and decide which is right for you!
Questions? Connect with our Home Loan concierge at (818) 846-1710, visit a branch, or apply using our Online Mortgage Center.
1 Fear Of Missing Out
2 You Only Live Once
3 This is not an acronym; it's just how you spell "wow."
4 Too Long; Didn't Read
5 In Real Life
^ Gain Federal Credit Union will pay your closing costs up to $2,200 on First Mortgage loans for a purchase or refinance. Offer not valid for refinance of current Gain FCU loans. Excludes FHA, VA, Reverse Mortgages, and Home Equity loans. The offer is a maximum rebate towards closing costs for lenders title fee, settlement fee, underwriting, document preparation, appraisal, flood certificate, and credit report. This offer is valid for applications received beginning February 15, 2022. Offer ends September 30, 2022. Offer may be discontinued at any time without notice. Rebate is also known as a lender credit. Contact Credit Union for complete details. Borrower qualifications and maximum loan amount may vary by property type, loan-to-value, and credit score. Not all borrowers will qualify. Terms and conditions are subject to change without notice. Mortgages are processed by Gain Federal Credit Union NMLS #407810.
Still exploring the ins and outs of home buying? Our mortgage center is packed with useful tools to guide you along the way of your home buying journey. It's the place to check out the latest rates, peruse a helpful host of FAQs, connect to a Loan Advisor, or dive into our suite of calculators to plan your home buying budget. And when you're ready to apply, it can take care of that too!
We offer a number of ways to pay your mortgage:
You choose the method you prefer!
At Gain, we are always focused on ways to assist you in your home buying process.
We have partnered with Home Benefits Plus, a no-cost program that is provided to help you save time, receive thousands of dollars in cash rebates, and you will have professional assistance to help you buy or sell a home––all at no charge to you!
Whether you are buying your first home, refinancing your current home, or are looking for that perfect vacation home, speak to our mortgage professionals who are here to help. Give us a call at (818) 524-1680.
* APR = Annual Percentage Rate