Credit card access makes it simple
Whether purchasing building supplies or buying tile flooring for your new kitchen, reach into your wallet and use your Equity Advantage Mastercard. You can use it everywhere and all your transactions are itemized in your monthly statement.
Intro APR* as low as
* APR = Annual Percentage Rate. The 2.990% APR is valid for 6 months from account opening. Introductory APR for a period of six (6) billing cycles. When the discounted period expires, the APR on existing balances will increase to the new, non-discounted variable rate on the first day of of the billing cycle. Rate valid as of 06/01/20 and is subject to change without prior notice. Rates listed are our best rate based on approved credit and owner occupancy. Actual rate may be higher depending upon applicant's credit rating and other underwriting factors.
**Restrictions apply. See Credit Union for full details.
***Lender closing costs: Gain Federal Credit Union pays for flood certification, standard recording fees, title and appraisal. Member is required to pay for sub-escrow of $160 (if required), and California's document recording surcharge of $150 to $225.
1 Certain restrictions apply. See mastercard.com/zeroliability for details.
Ceiling rate is 18.00%.
Disclosures and Program Information
MasterCard Agreement Equity Advantage MasterCard Benefits Program Disclosure Home Equity Early Disclosure
The National Foundation for Credit Counseling (NFCC) provide free or low-cost individualized, confidential credit counseling in-person and by phone at (877)-316-6322. http://www.nfcc.org