Equity Advantage MasterCard

Gain Equity MastercardCredit card access makes it simple

Whether purchasing building supplies or buying tile flooring for your new kitchen, reach into your wallet and use your Equity Advantage Mastercard. You can use it everywhere and all your transactions are itemized in your monthly statement.

  • Remodel or put in a pool
  • Consolidate bills
  • Pay for college tuition
  • or anything else you can dream of...


  • NO Annual Fee
  • NO Balance Transfer Fee
  • NO Cash Advance Fee
  • NO Foreign Transaction Fee
  • Variable rates as low as 4.25% APR*
  • Borrow up to $250,000**
    (with a Loan To Value (LTV) of 70% or less)
  • Borrow up to $150,000**
    (with a LTV of 71% - 80%)
  • Zero points, no costs
  • California only   

  • MasterCard Global Service

    Provides 24/7 assistance with lost and stolen card reporting, emergency card replacement, emergency cash advance, as well as assistance with locating ATMs.

  • MasterCard Airport Concierge

    Provides a Meet and Greet agent to assist with flight connections plus, at select airports, expedited security/immigration processing.

  • Extended Warranty

    Doubles most manufacturer or U.S. store brand warranties for up to one additional year.

  • Price Protection

    Can refund the difference if you buy something and then see it advertised for less within 60 days of the date of purchase.

  • Satisfaction Guarantee

    Can provide a refund of up to $250 if you are dissatisfied with a purchase and the merchant will not accept a return within 60 days of the purchase date.

  • Identity Theft Resolution Services

    Assists you with credit bureau notification and debit card replacement and provides you with an ID Theft Affidavit should you become the victim of Identity Theft.

Equity Advantage MasterCard

APR* as low as


Apply Now


* APR = Annual Percentage Rate. Rate valid as of 07/01/2018 and is subject to change without prior notice. Rates listed are our best rate based on approved credit. Actual rate may be higher depending upon applicant's credit rating and other underwriting factors. 
1 Certain restrictions apply. See mastercard.com/zeroliability for details.
**Restrictions apply. See Credit Union for full details.

 Disclosures and Program Information
MasterCard Agreement     Equity Advantage MasterCard Benefits Program Disclosure     Home Equity Early Disclosure

The National Foundation for Credit Counseling (NFCC) provide free or low-cost individualized, confidential credit counseling in-person and by phone at (877)-316-6322. http://www.nfcc.org